Insurance for business owners
We combine a wide range of services to confidently adapt to the needs of your business, and protect you from life’s unexpected events.
Key Person Insurance
Covers a member of staff who has a direct impact on the business’s profits. It could be the business owner, director, salesperson or any employee with specialist skills or expertise.
Share Partnership Protection
Sometimes referred to as ‘Owner’s Insurance’ this helps business owners keep control of the company if one of them dies or is diagnosed with a critical illness, sometimes used if the business has taken on a business loan via the bank.
Executive Income Protection
This type of policy pays out a regular monthly benefit should the insured key employee or director become too ill or injured to work.
Relevant Life Cover
This is a tax-efficient life insurance policy, allowing companies to offer death in service benefits to their staff, or to provide individual protection to directors with the premium paid via the business.
What are our Fees and Charges?
- We will not charge you a fee for our services relating to insurance, but we will receive commission from the product provider. The commission will be calculated as a proportion of the premiums paid for the insurance product.
- You will receive a quotation which will tell you about the fees and charges relating to any insurance policy that we recommend.
Premiums are paid by the employer and may be treated as a business expense. It can provide a cost effective solution to provide cover for employees including directors or a limited company.
More Information
Mortgages
At Potteries Mortgage Desk we offer a comprehensive range of mortgages from across the market.
Choosing the correct financial package is of paramount importance and that solid professional advice is an important part of this. We have experience of how the mortgage market works and we understand our customer’s needs.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.