Mortgages
Most people will take out a mortgage at some point in their lives. At Potteries Mortgage Desk, we can provide help and advice across a broad range of mortgage needs.
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
First-time Buyers
Get the keys to your new home.
It doesn’t need to be complicated. We’ll guide you through, right up to the day you move in. Take your first step towards homeownership now.
Home Movers
Ready to move to a new home?
Let us take care of everything, the mortgage, the application, conveyancing, insurance and protection. Make your move easy.
Buy-to-Let
Want to buy a property to rent out?
We offer access to specialist BTL lenders catering for portfolio landlords and landlords buying via a limited company (SPV).
Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.
Remortgage
Nearing the end of your fixed term?
Or maybe it’s just time for a better rate? See what mortgages are on the market right now.
What are our Fees and Charges?
- We will charge a fee of up to £492 for our mortgage advice services.
- If we charge you a fee and your mortgage does not go ahead, you will not receive a refund.
- We will also be paid a procuration fee from the lender; the amount of the procuration fee will be disclosed to you.
More Information
Full house
Buying Process
- Which always starts with a informal meeting.
- Assessing affordability and credit status.
- Arranging a decision in principle.
- Negotiating the purchase price (If required).
- Referring a conveyancer.
- Submitting the full mortgage application.
- Walking clients all the way through to completion.
Insurance & Protection
Potteries Mortgage Desk has been set up with the aim of helping individuals and families protect themselves from life’s unforeseen events.
We’re all aware that getting a mortgage will be the most significant financial decision we’ll ever make throughout our lives. That is why it is critical to plan for the unexpected and have adequate protection in place to provide peace of mind to you and those you love.